Please join Urban Home Team for the Real Estate Seminar tailored for the First-Time Home Buyers and Real Estate Investors. Buying a home could be a challenging task for many first time home buyers but with right information the process becomes smooth. Come and attend this seminar and empower yourself with the knowledge necessary for the biggest purchase of your life.
Who Should Attend?
- First-Time Home Buyers
- Upgrading or planning to buy a second home for yourself
- Investors – Buying Real Estate for an investment
What to expect in this seminar?
We will try to cover the following very important points:
- A to Z of home buying process in British Columbia
- How and when to prepare for your mortgage and financing
- The most common mistakes made by first time home buyers
- Basics of Financing/Mortgage
- Role of a lawyer in Real Estate transactions
- Answer your questions related to Real Estate, Financing, & Accounting
Information sesions for first-time home buyers can be a reliable source of advice and insight into a complex transaction. Homeowner seminars are less common.
Other Benefits of attending this event:
Come and mingle with the group and socialize with other attendees in a friendly & welcoming environment.
- Realtors: Roger Rampuri & Neeraj Kumar
- Mortgage Expert: Anil Kumar
- Lawyer: Charanjeet Raina
- Accountant: Ankur Merwaha (CPA, CA)
Date & Time: Saturday, September 21, 2019; 1:30 PM – 4 PM
Location: Room 405, City Centre Library, 10350, University Drive, Surrey
If you are a Realtor or a Mortgage Provider, please do not RSVP to this session. This session is not Kids friendly. Thank you!
1. Determine how much you can afford
This should be first thing you should do. Talk to your mortgage expert and check how much you can afford.
2. Prioritize your preference
Based on your affordability, check what you would prefer condo, townhouse, or detached house
3. Do not forget about closing costs
There are some closing costs involved such as property transfer tax, lawyer’s fees, etc. The cost would vary and will depend on the purchase price.
4. Tax Credits
Talk to your accountant about tax credits. Fortunately, there are some tax credit available for first time-home buyers. Also talk to your accountant about RRSP Home Buyer’s Plan.
If you have a Registered Retirement Savings Plan (RRSP) set-up, you can borrow money you have saved in this plan to probably use it for down payment.
5. Work with great real estate agent
Make sure you work with a trusted & reputable real estate agent of your area. Finding the Right Home starts with choosing the Right Realtor.
Enjoy your home buying experience!
Think of your REALTOR® as your trusted adviser.
Your Realtor can help you navigate potential pitfalls and fill in knowledge gaps you may have when searching for your first home.
REALTORS® can also:
- Help you adopt a sound negotiation strategy based on industry knowledge and experience and can negotiate on your behalf.
- Help you market your home and become a link with other Realtors to locate homes that meet your needs.
- Recommend other professionals, such as a certified home inspector, lawyer or notary, insurance agents, home movers, or proven contractors.
- Help you analyze housing market trends and find the right home at the right price – or help you get the most from your sale.
Contact one of our real estate agents Roger Rampuri or Neeraj Kumar for all your real estate needs at 604-358-4010 or firstname.lastname@example.org
Fall is upon us and it’s starting to get cold time to think about getting your home ready for winter.
Clean your gutters and downspouts. Cover them with mesh guards to keep debris from building up over the winter.
Seal any gaps or cracks around all your windows and doors. This is easily the most cost-effective way to minimize your heating bill.
Replace all screen doors with storm doors. Do the same with your windows.
Inspect your roof for damaged shingles, corroded flashing or leaky vents. Make sure to do this before the snow falls.
Drain and winterize outdoor faucets and irrigation systems. Close any shut-off valves for outdoor faucets or secure it with a Styrofoam faucet cover. Remove any attached hoses and store them away for winter.
Prep your outdoor space for winter. Trim overgrown branches, bring outdoor furniture inside, aerate and fertilize the lawn, ensure rain drains are sloping away from your home and not damaging your foundation.
Clean or replace your furnace filter. Clogged filters make it harder to regulate the temperature in your home. You can clean your filter once before you should replace it.
Get your heating system professionally inspected. Book in early fall before the technicians get too booked up.
If you have a fireplace, get your chimney professionally cleaned. Even if you don’t use your fireplace very often, it is a fire risk and debris can build up inside the chimney.
If you have a gas-fired heater, have a professional perform a routine service check. An improperly maintained heater can spew poisons into the air of your home, so check your heater regularly.
Article Credit: Yellow Pages.